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WHAT IS PROFESSIONAL LIABILITY?

   

  • Coverage designed to protect professionals against liability incurred as a result of errors and omissions or the failure of your work to be performed as promised in your contract or professional services.
       
  • A Commercial General Liability Policy does not provide Professional Liability Coverage. A General Liability Policy does not provide coverage for errors, contract performance disputes, or any other professional liability issues.

WHAT DOES PROFESSIONAL LIABILITY INSURANCE COVER?
   

  • Litigation costs.
       
  • Damages awarded by the court, up to policy limits.

WHO NEEDS PROFESSIONAL LIABILITY INSURANCE COVERAGE?
  

  • Physicians
       
  • Real Estate Brokers
       
  • Nurses
       
  • Architects
       
  • Insurance Agents
       
  • Lawyers
       
  • CPAs
       
  • Financial Advisors

HOW MUCH PROFESSIONAL LIABILITY INSURANCE COVERAGE DOES ONE NEED?

  • Your employer may determine coverage requirements.
       
  • Limits are available from $100,000 to $5,000,000.
       
  • Rates vary based on professional services rendered.