Request An Insurance Quote!

Probably the single most important thing you can do is have all of your information in front of you before you call.  A lot of customers call Dan Burghardt Insurance and don’t know what kind of coverage they have, the exact car they own, what’s on their driving record, the year their home was built, or the type of roof they have.  Without the correct information it becomes a guessing game, and that’s no way to shop for insurance.  A phone quote is never guaranteed – the person on the other end can only price your insurance according to what you tell them.  If you don’t know, they will make a best guess, and each person you talk to will guess differently – and this is hardly ever explained.

Shopping for car insurance is something I don’t think anyone enjoys.  Having to answer what seems like an endless number of questions, whether over the phone or filling out online forms, is probably NOT your idea of a fun way to kill a couple of hours.  But it’s even worse when you find a price that saves you money and rush down to the agent’s office only to find out the price went up because the car or truck you received a quote for is not the one you own.

Just a little more than two years ago, Louisiana passed a law restricitng the towing of vehicles for no proof of insurance, and other violations, on the first offense to only cases where the police officer determined that the vehicle or driver were a danger to others on the highway.  Now that law has been repealed, your car or other vehicle may once again be towed on the first offense.

It’s been almost 8 years since Hurricane Katrina’s wrath exposed the weaknesses in the federal and local levees in and around New Orleans. In the aftermath of that catastrophe FEMA and the federal government displayed a fumbling inability to provide the city and surrounding areas with the assistance it needed.

Flash forward to today. Since that horrible day New Orleans has rebuilt and reinvented itself. The flood control systems have been completely rebuilt and replaced into a system, we are told, that can withstand the ravages of a 100-year storm. And the New Orleans metro area has successfully withstood two more potentially major flooding events, though some of our nearest neighbors were not so lucky.

With all of the press about the release of the new flood insurance maps and the accusations flying around that they are inaccurate and unfair, what is not being emphasized is that these changes are not final yet.

Once the initial map revisions are completed there is then a period of time during which the local community governments review the maps and then inform FEMA about any changes that they think need to be reviewed or corrected. Then there is additional time given to the people who live in the affected areas to look at their particular area and address, and for them to let FEMA know of any changes they believe are not correct.