The holiday season is a time of joy, family gatherings, and, of course, a lot of shopping. The convenience of online shopping has revolutionized the way we buy gifts and prepare for the festive season. However, with this convenience comes a significant risk: online shopping scams. As someone who has been in the insurance business...
As we approach the end of the year, it’s not just the holidays that should be on your mind — it’s also the crucial period known as open enrollment for both Medicare and the Affordable Care Act (ACA). This is your annual opportunity to reassess your health insurance needs and make changes that could...
In the world of insurance, liability limits are the backbone of your policy, offering a level of financial protection that stands between you and potential claims that could threaten your assets. As an insurance professional with decades of experience, I’ve dedicated my career to helping clients navigate these waters with confidence and understanding. What Are...
Every car has a story, and unfortunately, some of those stories involve accidents. While repairs can erase the physical scars, they can’t always restore a car’s value. This loss is known as Diminished Value, and it’s the silent stalker of the automotive world that hits car owners where it hurts most: their wallets. The Essence...
Dan Burghardt here, from Dan Burghardt Insurance. Today, I want to chat with you about something that might not be on your daily to-do list, but definitely should be on your “peace of mind” checklist – video documenting your home’s contents for insurance purposes. Let’s face it, life can be unpredictable. One day your home...
Hello, everyone. As someone who’s been in the insurance business for years, I often hear clients discussing their concerns about premiums, coverage, and claims. However, there’s one term that’s often neglected: Diminished Value. Today, I’d like to shed some light on what it means and why it’s essential for you to understand it fully. What...
Hello, I’m Dan Burghardt, the proud owner of Dan Burghardt Insurance. When it comes to property insurance, there’s one mantra that should echo in the back of every policyholder’s mind: “Man’s gotta know his limitations,” as Clint Eastwood so memorably put it in Magnum Force. Insurance policies serve as financial safety nets, but even the...
Greetings, friends! As someone who’s been in the insurance game for a while now, I’ve seen trends come and go. But one trend that’s been growing steadily, and with serious repercussions, is distracted driving. It’s not just a buzzword; it’s a dangerous epidemic that’s affecting every driver on the road, and yes, our wallets too....
Written by Dan Burghardt, Owner of Dan Burghardt Insurance Hello everyone! This is Dan Burghardt, and today, I want to talk to you about a topic that can profoundly impact your financial stability during the tough times—understanding the “Special Limits of Liability” in your Homeowners, Condo, or Renters insurance policies. We all know the iconic...
Hello, folks! Dan Burghardt here, President of—you guessed it—Dan Burghardt Insurance. Now, I know what you’re thinking: “Dan, why are insurance costs going up faster than a cat chasing a laser pointer?” Trust me, I’m scratching my head too. But I’ve got a few educated guesses, laced with some facts, that might help make sense...