After four decades in the insurance industry, one thing has remained consistent: Medicare can feel more complicated than it needs to be. Turning 65 should feel like a milestone, not a pop quiz. Yet for many eligible adults, Medicare paperwork arrives with the energy of a tax form written in a foreign language. Dan Burghardt...
Insurance Considerations for Homeowners in the New Orleans Metro Area
After 40 years in the insurance business, a few things become clear. First, South Louisiana weather does not negotiate. Second, flood maps change more often than favorite restaurants. Third, homeowners insurance deserves more attention than it usually receives—at least until the first named storm pops up in the Gulf. Homeownership in the New Orleans metro...
How Commercial Insurance Protects Businesses of Every Size
For a quick quote, contact the quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and a representative will make contact promptly. After 40 years in the insurance industry, one thing has remained consistent: businesses change, risks evolve, and surprises rarely send advance notice. Commercial insurance exists to help businesses stay standing when the...
How the Insurance Claims Process Typically Works Across Different Policy Types
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After spending more than four decades in the insurance business, one thing has become very clear: most people don’t think about the claims process until they’re suddenly living inside it. At...
How to Build an Insurance Preparedness Plan Before Hurricane Season Hits
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After more than forty years in the insurance business, one truth has become very clear… hurricane season never sneaks up on Louisiana and Mississippi. It is announced loudly, repeatedly, and usually...
How Local Insurance Agencies Support Community Stability
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will contacted ASAP. After more than 40 years in the insurance business, a few things become very clear. First, insurance is rarely the most exciting topic at a dinner party. Second, people only think about...
Why Personal, Professional Guidance Matters During Difficult Moments
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Difficult moments have a strange talent for arriving uninvited. No calendar reminder. No courtesy call. Just a sudden shift that turns a normal day into a complicated one. Over the years,...
What Policyholders Should Know About Carrier Underwriting Tightening
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After more than 40 years in the insurance business, one thing has become very clear… insurance carriers go through cycles, and right now underwriting is wearing a tighter belt. This doesn’t...
How Insurance Rates Are Shifting in 2026 — A Perspective From the Gulf South
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP After forty years in this business, insurance has taught me one universal truth: nothing stays the same for long. Rates rise, rates fall, storms come, storms go, and just when it...
The Hidden Cost of Agencies That Don’t Return Phone Calls
by Dan Burghardt, Owner of Dan Burghardt Insurance For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After 40 years of serving Louisiana and Mississippi—focusing on New Orleans, Metairie, Kenner, Gretna, St. Bernard, Slidell, Mandeville, Covington, Baton Rouge,...










