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What are the Benefits of Workers' Compensation

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In the workplace, keeping workers as safe as possible is critical to the survival of your company and, of course, the safety and wellness of your workers.  That being said, accidents do happen, which is where workers' compensation comes into…
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The Basics of Business General Liability

Your business is constantly evolving and growing into something better each day.  While this is fantastic without a doubt, it also means that you have to also make sure that your protection grows with you to keep you and your business safe…
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"Not So Risky" Business Insurance Tips

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Entrepreneurs and business owners everywhere have questions about business insurance—and to answer queries about everything from business interruption to product liability and beyond, the Insurance Information…
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Do I need a commercial auto insurance policy?

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As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal…
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Hurricane and Windstorm Deductibles

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After Hurricane Andrew in 1992, insurers realized that losses from hurricanes could be much higher than they had previously thought. Hurricane Katrina, in 2005, which cost insurers more than $41 billion at the time, confirmed…
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Introduction to Business Owner’s Policy: A Package Solution

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Many small business owners purchase a business package policy called a “BOP” – a business owner’s policy. A BOP typically includes property insurance, business interruption/continuation insurance…
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Introduction to Property Insurance for Small Business

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Property insurance protects small business owners from losses due to damage to physical space or equipment and as a result of theft. For insurance purposes, a business’ property includes the physical building in which…
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Severe Weather Claims Advice

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Many areas of the South has experienced a combination of heavy snow and ice, strong winds and prolonged, frigid temperatures, with additional severe weather expected this week. Property damage and insurance claims often…
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Arson Costs Everyone

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Anti-arson efforts represent one of the earliest organized activities of the insurance industry in America. The National Board of Fire Underwriters, one of the oldest business organizations in the country, was formed in…
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Test Your Insurance IQ: Business Owners Policies

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Do you know what a "BOP" is? Are you covered under your insurance if you have to move or shut down your business after a disaster? If you own your own business, test your knowledge by watching this video. Please contact…
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Insurance Needs of Construction Contractors

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Your small construction business needs several of the same insurance coverages as any other business, as well as other types of insurance specific to your industry. If possible, use an insurance agent who has experience…
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Insuring Your Home-based Business

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If you're running a business from your home, you may not have enough insurance to protect your business equipment. A typical homeowners policy provides only $2,500 coverage for business equipment, which is usually not enough…