Preparing for Hurricane Season in Louisiana

Preparing for the worst may seem like a bit of an over-reaction, but all it takes is for the worst-case scenario to pop in, and that preparation quickly becomes realistic and essential.  For those of us who were in LA when Hurricane Katrina…

Do You Have Flood Insurance - Hurricane Season Is Coming

    As the warm months creep forward and bring us into a season of bright sunshine (albeit humid) and great adventures to enjoy together, there's a dark side that is going to be waiting for all of us, too. Hurricane…

Hurricane and Windstorm Deductibles

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After Hurricane Andrew in 1992, insurers realized that losses from hurricanes could be much higher than they had previously thought. Hurricane Katrina, in 2005, which cost insurers more than $41 billion at the time, confirmed…

Should You Consider Flood Insurance?

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Most homeowners understand the importance of homeowners insurance, but many have no idea that floods are not usually covered under their regular policy. Without separate flood insurance, you could lose everything if a flood…

Are You Ready For a Long, Cold, Snowy Winter? More Importantly, Is Your Home Prepared and Winter-Proofed?

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With a devastating snowstorm hitting South Dakota in early October and freezing temperatures recorded this week in Chicago, the Farmers’ Almanac predictions of a frigid winter and heavy snow for the 2013–2014…

Making Sure Your Home Is Properly Covered for a Disaster

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For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major…

FLOOD: Coastal dwellers are taking a big risk.

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Private insurers long ago stopped covering flood damage, so homeowners have to purchase it through the National Flood Insurance Program.There are two problems with that. One, many people outside high-risk zones don't have…

How to Protect Your Home From Water Damage - Inside

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INSIDE YOUR HOME Inspect hoses and faucets. Check hoses leading to water heaters, dishwashers, washing machines and refrigerator ice makers annually. Replace those with cracks or leaks, and replace them all every five…

Know Your Stuff

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Know Your Stuff® - Home Inventory is the Insurance Information Institute's online home inventory software. This application makes creating and updating your home inventory easy. And with our free, secure online storage…

Flood Insurance

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It’s Flood Safety Awareness Week—what better time to learn about the National Flood Insurance Program? The NFIP has three mandates: to provide residential and commercial insurance coverage for flood damage;…

DON’T Neglect to Purchase Flood Insurance

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Damage from flooding is not covered under standard homeowners and renters insurance policies. Coverage is available from the National Flood Insurance Program (NFIP) as well as from some private insurance…