After forty years in this business, insurance has taught me one universal truth: nothing stays the same. Rates rise, rates fall, storms come, storms go, and just when it seems like the market might finally settle down… along comes another adjuster with a new report, a new model, or a new acronym that keeps everything...
Navigating the car insurance market may sometimes feel like traversing through a maze. Although it may be challenging, you can strike a balance between a competitively priced policy and one that meets your coverage requirements. This systematic, step-by-step guide will lead you to a policy that fits you like a glove. Customizing Your Car Insurance...
After spending more than four decades in the insurance business, one thing has become clear: Most people don’t think about the claims process until they’re suddenly living inside it. Understandably, at that point, stress is high, patience is low, and every unanswered question feels bigger than it should. Insurance policies are written like contracts because...
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After over 40 years in the insurance business, one thing is clear – insurance carriers go through cycles. Right now, underwriting is wearing a tighter belt. This doesn’t mean the system...
After more than forty years in the insurance business, one truth has become very clear… hurricane season never sneaks up on Louisiana and Mississippi. It is announced loudly, repeatedly, and usually with a five-day forecast that somehow still manages to surprise people. Every year, the storms come, the questions follow, and the same patterns repeat...
After 40 years in the insurance business, a few things become clear. First, South Louisiana weather does not negotiate. Second, flood maps change more often than favorite restaurants. Third, homeowners insurance deserves more attention than it usually receives—at least until the first named storm pops up in the Gulf. Homeownership in the New Orleans metro...
After more than 40 years in the insurance business, a few things become very clear. First, insurance is rarely the most exciting topic at a dinner party. Second, people only think about insurance when something goes wrong. And third, community stability depends heavily on preparation long before anyone realizes they need it. Dan Burghardt Insurance...
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Cyber threats used to feel like something that happened only to big corporations or tech giants. News headlines often spotlight major companies hit with data breaches. But these days, cyber risks...
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Homeowner’s insurance policies are designed to protect against a wide range of risks—fire, theft, storms, liability, and more. But when it comes to high-value personal property like fine jewelry, artwork, rare...
Divorce is one of those life events that turns everything upside down—and yes, that includes your auto insurance. When a marriage ends, the once-simple process of maintaining a shared policy suddenly becomes a tangled mess of questions: Who keeps the policy? Who gets the discounts? What if the car is in one name but the...