The holiday season is a time of joy, family gatherings, and, of course, a lot of shopping. The convenience of online shopping has revolutionized the way we buy gifts and prepare for the festive season. However, with this convenience comes a significant risk: online shopping scams. As someone who has been in the insurance business...
Open Enrollment: Your Annual Health Insurance Check-Up
As we approach the end of the year, it’s not just the holidays that should be on your mind — it’s also the crucial period known as open enrollment for both Medicare and the Affordable Care Act (ACA). This is your annual opportunity to reassess your health insurance needs and make changes that could...
Understanding Diminished Value: A Detailed Exploration of Post-Accident Vehicle Valuation
Every car has a story, and unfortunately, some of those stories involve accidents. While repairs can erase the physical scars, they can’t always restore a car’s value. This loss is known as Diminished Value, and it’s the silent stalker of the automotive world that hits car owners where it hurts most: their wallets. The Essence...
Why Insurance Costs Are Skyrocketing in 2023: A Not-So-Mystery Novel by Dan Burghardt
Hello, folks! Dan Burghardt here, President of—you guessed it—Dan Burghardt Insurance. Now, I know what you’re thinking: “Dan, why are insurance costs going up faster than a cat chasing a laser pointer?” Trust me, I’m scratching my head too. But I’ve got a few educated guesses, laced with some facts, that might help make sense...
Liability Insurance
Hi there, it’s Dan Burghardt from Dan Burghardt Insurance. As the president of Dan Burghardt Insurance Agency, an insurance provider, it’s my job to make sure you’re well-informed about your liability coverage, particularly when you’re traveling outside your home state. It’s an exciting time to hit the open road, explore new places and create cherished...
Mastering the Balance: A Comprehensive Guide to Affordable and Adequate Car Insurance Coverage
Greetings, this is Dan Burghardt of Dan Burghardt Insurance. Today, I am thrilled to share some invaluable insights and practical strategies about obtaining the most affordable car insurance quotes without compromising the quality of coverage you need. Navigating the car insurance market may sometimes feel like traversing through a maze. It can be challenging, but...
Navigating the Hurricane Season: A Guide for Gulf Coast Residents
Greetings, friends and neighbors, With the arrival of June comes the start of another hurricane season. For us, in the coastal regions of the Gulf, specifically in Louisiana, Mississippi, Florida, and Texas, this is a time to take stock, plan, and prepare. I’m Dan Burghardt, and over the years, I’ve seen first-hand the devastating effects...
Louisiana’s Insurance Company Exodus: A Looming Crisis for Policyholders
In a concerning trend that has unfolded since 2020, the state of Louisiana has witnessed a mass exodus of insurers, leaving policyholders uncertain and vulnerable. Recent data reveals that eleven insurance companies have succumbed to insolvency, while nearly a dozen more have submitted withdrawal notices, signaling their retreat from the state. These alarming statistics highlight a growing crisis that demands immediate attention.
Starting a New Chapter: Insurance Considerations for Newlyweds
As Dan Burghardt, the president of Dan Burghardt Insurance, I’ve had the privilege of assisting countless couples in navigating their insurance needs as they embark on their journey together. If you’re a newlywed, congratulations! It’s an exciting time, filled with joy and new adventures. Amidst all the excitement, it’s crucial to take a moment to...
Navigating the Gray Area: Understanding Trailer Insurance
Hello there, As the president of Dan Burghardt Insurance, I’ve spent my career helping people find the right coverage for their vehicles. While auto insurance is a topic most of us are familiar with, there’s an area that often brings about questions and confusion: trailer insurance. Whether you’re hauling a boat, transporting goods, or embarking...