After 40 years in the insurance business, a few things become clear. First, South Louisiana weather does not negotiate. Second, flood maps change more often than favorite restaurants. Third, homeowners insurance deserves more attention than it usually receives—at least until the first named storm pops up in the Gulf. Homeownership in the New Orleans metro...
How the Insurance Claims Process Typically Works Across Different Policy Types
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After spending more than four decades in the insurance business, one thing has become very clear: most people don’t think about the claims process until they’re suddenly living inside it. At...
How to Build an Insurance Preparedness Plan Before Hurricane Season Hits
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After more than forty years in the insurance business, one truth has become very clear… hurricane season never sneaks up on Louisiana and Mississippi. It is announced loudly, repeatedly, and usually...
How Local Insurance Agencies Support Community Stability
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will contacted ASAP. After more than 40 years in the insurance business, a few things become very clear. First, insurance is rarely the most exciting topic at a dinner party. Second, people only think about...
What Policyholders Should Know About Carrier Underwriting Tightening
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After more than 40 years in the insurance business, one thing has become very clear… insurance carriers go through cycles, and right now underwriting is wearing a tighter belt. This doesn’t...
How Insurance Rates Are Shifting in 2026 — A Perspective From the Gulf South
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP After forty years in this business, insurance has taught me one universal truth: nothing stays the same for long. Rates rise, rates fall, storms come, storms go, and just when it...
Insuring Jewelry, Art, and Collectibles: What Your Homeowner’s Policy Might Miss
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Homeowner’s insurance policies are designed to protect against a wide range of risks—fire, theft, storms, liability, and more. But when it comes to high-value personal property like fine jewelry, artwork, rare...
Auto Insurance After Divorce: Who Keeps the Policy—and the Discounts?
Divorce is one of those life events that turns everything upside down—and yes, that includes your auto insurance. When a marriage ends, the once-simple process of maintaining a shared policy suddenly becomes a tangled mess of questions: Who keeps the policy? Who gets the discounts? What if the car is in one name but the...
Top Motorcycle Safety Tips That Could Lower Your Insurance Rate
By Dan Burghardt, Owner of Dan Burghardt Insurance Agency Riding a motorcycle comes with a sense of freedom that’s hard to beat—but that freedom comes with responsibility, especially when it comes to safety and insurance. After 40 years in the insurance business, I’ve seen firsthand how a few smart habits on the road can lead...
Navigating the Holiday Season with Comprehensive Insurance Solutions
Back to Homepage As the owner of Dan Burghardt Insurance, I’ve always found the holiday season to be a profound time of year. It’s a period steeped in joy, family gatherings, and festive celebrations. However, it’s also a time when we must consider the safety and security of what we hold dear. This is where...










