Dan Burghardt here, from Dan Burghardt Insurance. Today, I want to chat with you about something that might not be on your daily to-do list, but definitely should be on your “peace of mind” checklist – video documenting your home’s contents for insurance purposes. Let’s face it, life can be unpredictable. One day your home...
The Underrated Concept of Diminished Value in Auto Insurance: What You Need to Know
Hello, everyone. As someone who’s been in the insurance business for years, I often hear clients discussing their concerns about premiums, coverage, and claims. However, there’s one term that’s often neglected: Diminished Value. Today, I’d like to shed some light on what it means and why it’s essential for you to understand it fully. What...
A Deeper Dive into “Special Limits of Liability”: A Report From the Desk of Dan Burghardt
Hello, I’m Dan Burghardt, the proud owner of Dan Burghardt Insurance. When it comes to property insurance, there’s one mantra that should echo in the back of every policyholder’s mind: “Man’s gotta know his limitations,” as Clint Eastwood so memorably put it in Magnum Force. Insurance policies serve as financial safety nets, but even the...
Distracted Driving: A Growing Concern and Its Impact on Auto Rates
Greetings, friends! As someone who’s been in the insurance game for a while now, I’ve seen trends come and go. But one trend that’s been growing steadily, and with serious repercussions, is distracted driving. It’s not just a buzzword; it’s a dangerous epidemic that’s affecting every driver on the road, and yes, our wallets too....
Why Customer Satisfaction is the Lifeline of Your Business
Hey y’all, Dan Burghardt here, and today we’re talking about something close to my heart: Why Customer Satisfaction is the Lifeline of Your Business. You see, it doesn’t matter what you’re selling—whether it’s insurance policies or grandma’s secret gumbo recipe—making sure your customers are happy is the golden ticket to long-lasting success. More Than Just...
The Truth About “Man’s Best Friend” and Your Home Insurance
Hello, friends and fellow community members, this is Dan Burghardt. Today, we’re diving into a topic that holds importance for many of us—our pets. In this context, we’re focusing on certain breeds of dogs that often find themselves at the center of contentious discussions, particularly when it comes to home insurance policies. It’s a discussion...
The Importance of Uninsured Motorist Coverage
Navigating the intricacies of auto insurance can be a complex endeavor, but one facet that should never be overlooked is Uninsured Motorist coverage (UM). Dan Burghardt, President of Dan Burghardt Insurance Agency, shines a spotlight on why UM coverage is indispensable for drivers today and the imperative of uninsured motorist coverage. What is Uninsured Motorist...
The Unveiled Truth About Flood Insurance: What You Must Know Now
When it comes to natural disasters, most people immediately think of wildfires, earthquakes, or hurricanes. However, it might come as a surprise that flooding is, in fact, the most common and costly natural calamity in the United States. It’s also a type of disaster often overlooked when considering insurance coverage for one’s property. In partnership...
Navigating the Waves and Insurance Waters: A Boat Owner’s Guide
Hello, fellow boaters and sailing enthusiasts! Dan Burghardt here, from Dan Burghardt Insurance. With the sun shining and the waves calling, boating season is upon us, and the excitement is palpable. Like many of you, I take great pride in my vessel, treating it with the utmost care and attention. Yet, even the most conscientious...
Diamonds, Watches, and Gold: Understanding Jewelry Coverage with Dan Burghardt Insurance
We’ve all heard the saying, “Diamonds are a girl’s best friend.” But it’s not just girls who love them; thieves do too. That brings us to a crucial question – are you protected? More specifically, does your insurance cover your precious jewelry, be it a Rolex watch, a dazzling diamond bracelet, or an heirloom gold...