Preparing for the worst may seem like a bit of an over-reaction, but all it takes is for the worst-case scenario to pop in, and that preparation quickly becomes realistic and essential.  For those of us who were in LA when Hurricane Katrina hit in 2015, we know what worst-case scenario looks like with the extremely destructive and deadly Cat 5 Hurricane. When you are looking at hurricane season preparation, you will certainly want to make sure that you err on the of caution and have all of that you need to survive in the worst-case scenario.  

Preparation tips for Louisiana residents to put into action

Have an evacuation plan

The thought of having to evacuate your home and neighborhood is terrifying and devastating, but it can be a reality for a lot of people during hurricane season.  To best prepare, consider having a planned out (and tested) evacuation plan. Keep in mind that during an evacuation, traffic will be busy (horrific) with everyone trying to get out, so it’s a good idea to try testing the plan during high-traffic areas to see how it goes.  You should also consider having a rendezvous point that all family members know about in case of separation. This point should be far enough away from danger.

Have a regularly-checked and up-to-date survival kit

A survival kit is crucial and you can look at many variations of kits online for what to include.  You can have a huge advantage by checking over the kit regularly and updating anything that you need to.  This should be in a central location in your home so that it’s easy to grab and go if time is tight.

Make sure you have flood insurance

Your home is your central hub, so consider protecting it with flood insurance.  You’d be surprised how much calmer you’ll be during an evacuation if you know that your home is protected from floods while you wait out the hurricane in a safe spot, in or out of your home.  It can be an easy thing to do and is well worth the additional premium to your budget.

Network with neighbors

Your neighbors are going to be helpful in helping you out in big or small ways.  You can take the time to network with each other and even put a plan together in terms of how you can all help each other and look out for each other.  During a natural disaster, a neighborhood is one of the strongest things to hold tight, as it can sometimes make the difference between recovering or not.  

 

Are you ready?

Take photos

Before the beginning of the season, take photos of your home from all angles (inside and outside).  This can help you get a head start on your insurance claims if needed down the road. You will 

need to take photos of the damage, too, but “before” photos are critical to have, too.  You might want to make sure that you bring that same camera with you as part of your survival kit!

Hurricane season is always tricky, especially when it comes to flooding, but these tips will help you feel prepared and ready to take it on. Contact Burghardt Insurance Agency with any and all of your hurricane questions. We live in Louisiana too and are happy to help you be as prepared as you can be for the season.

 

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