Health Care Reform

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Healthcare Reform QuoteWhat is the Affordable Care Act and Health Care Reform?

Since passage of the Patient Protection and Affordable Care Act – often referred to as “health care reform” — a number of changes that impact health coverage for individuals and employers have taken effect.

Read the Affordable Care Act & Reconciliation Act

These changes broadened access to health coverage, altered the benefits available in many health plans, and created new ways of shopping for health insurance. The law is intended to make it possible for everyone to obtain coverage regardless of their age or health status. Americans who already had insurance have also seen changes in their health plans and what they pay for coverage.

The Affordable Care Act (ACA) guarantees that everyone has the ability to buy a health insurance plan, and no one can be charged a higher price because of a pre-existing condition. The Reform Law makes subsidies and an expanded Medicaid program available to make health care more affordable for low- and middle-income people. Almost everyone, including young people who generally don’t use the health care system very much, is now required to buy insurance coverage to help pay for the costs of those who need more health services.

For a quick quote about Healthcare Reform , contact one of our Health Insurance Specialists at (504) 441-7283 or complete the Online Quote Request form and you will be contacted immediately.

The ACA spells out and standardizes the healthcare reform benefits that plans must offer. It puts all plans into one of five categories, so plans are more alike and have less differences than in the past. It also set up Health Insurance Marketplaces (Exchanges), available on the internet, for a single, convenient place to compare and buy a health insurance plan. The exchanges also make it possible for you to apply for the subsidies many people will qualify for to lower their costs for health insurance.

For a quick quote for health care reform, contact one of our Health Insurance Specialists at (504) 441-7283 or complete the Online Quote Request form and you will be contacted immediately.

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The Dan Burghardt Insurance Agency offices will be closed on Memorial Day, Monday 5/30/2022

We are taking the day to remember our U.S. military personnel who have died while making the ultimate sacrifice for our freedom. We’ll see everyone on Tuesday. Have a great Memorial Day weekend.

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