For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Cyber threats used to feel like something that happened only to big corporations or tech giants. News headlines often spotlight major companies hit with data breaches. But these days, cyber risks...
Liability: The Often-Forgotten Piece
One of the most overlooked parts of landlord insurance is liability protection. Slip-and-fall accidents, tenant injuries, or even damage caused to a neighboring property can all fall back on the landlord. Without coverage, those claims can dig deep into personal finances. A well-structured liability policy ensures that when the unexpected happens, it doesn’t derail years...
Landlord & Rental Property Insurance: Protecting Your Investment the Right Way
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Being a landlord isn’t always as glamorous as HGTV makes it look. Sure, there’s the satisfaction of owning property, collecting rent, and watching your investment grow—but there’s also leaky faucets at...
What are ACCELERATED Death Benefits?
What is an Accelerated Death Benefit Rider? Also known as a living benefit rider, it allows you to access part of your life insurance benefit early if you’re diagnosed with a life-shortening illness. Funds can help with medical bills, care costs, rents, mortgage payments or other expenses almost close to having a Disability Insurance rider...
Life Insurance for Young Families: Why It’s More Affordable Than You Think
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. When people hear the words “life insurance,” most imagine something far off in the future—something for retirees, not young families. The truth is that life insurance makes the most impact when...
Is Your Classic Ride Protected? A Beginner’s Guide to Antique Vehicle Coverage
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form Owning an antique or classic vehicle is about more than getting from point A to point B. It’s about preserving history, reliving memories, and, in many cases, investing in something that holds both...
Smart Ways to Save on Homeowners Insurance Without Sacrificing Coverage
For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. After more than 40 years in the insurance business, I’ve learned a thing or two about what really makes a difference in protecting your home—and your wallet. Owning a home in...
What Happens If My Car Is Totaled and I Still Owe Money?
GAP Coverage, Claim Payouts, and How to Avoid Financial Surprises By Dan Burghardt, Owner – Dan Burghardt Insurance For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. Now let’s talk about something that can ruin your day...
How Rising Home Repair Costs Are Impacting Your Insurance Premium—DBI Shares What You Can Do
By Dan Burghardt, Owner – Dan Burghardt Insurance For a quick quote, you can contact our quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request form and you will be contacted ASAP. If home insurance premiums have started creeping up like the kudzu on your backyard fence, you’re not imagining things. Rising home repair costs...
Commercial Auto for Contractors: Tips to Stay Covered on Louisiana Jobsites
Let’s be honest—when it comes to working as a contractor in Louisiana, there’s no such thing as a “typical day.” One minute, you’re navigating potholes in Baton Rouge, the next you’re parked under a live oak in Mandeville trying to beat the rain. But no matter what the job throws at you, your commercial vehicles...