What factors affect Homeowner's Insurance Premiums?

Your home insurance premiums may be affected by a number of factors including the following: Your home’s characteristics Its age; older homes typically cost more to insure Its type of structure; for example, brick, frame, stone…

​Does my business need flood insurance?

Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special…

One-Stop Shop Featuring Tips for Small Businesses

One-Stop Shop Featuring Tips for Small BusinessesFor small business owners who have tax-related questions, the IRS Video Portal offers a series of videos and webinars that can help them find answers.Business owners can…

​The Loss Is Only The Beginning

After an accident, a policyholder has to meet obligations that may affect whether an insurer pays the claim. The duties help an insurer to determine whether payment is due or how much it has to pay.Notification–You…

​What type of motorcycle insurance coverage do I need?

Warmer weather beacons you to revel in the open road — which also means plenty of ways to run into trouble. Not to fear! Outfitting your policy with the right coverages will help you stay protected no matter what…

FLOATERS & BUILDER’S RISK INSURANCE FOR CONSTRUCTION CONTRACTORS

Small Construction businesses need several of the same insurance coverages as any other business, as well as other types of insurance specific to your industry.Our agency is able to find policies that package property and…

How to Insure Firearms

Do you have a valuable gun collection? When it comes to insurance, you’ll want to treat it as you would a precious jewel or expensive electronic equipment. Standard homeowners insurance can cover it to an extent…

What type of insurance is needed by ​General Contractors?

General contractors (GCs) are the playmakers for any significant construction project, taking responsibility for all key operations such as construction assignments, job site supervision, and activity coordination. Typically,…

Is there a newly licensed driver in your home?

Auto insurance for teen driversIs there a newly licensed driver in your home? Reduce the stress by understanding the implications for your car policy.For parents, the excitement of having a first-time driver in the house…

​Does your business need terrorism insurance?

Terrorism insurance is offered separately or as a special addition—called an “endorsement” or “rider”—to your standard commercial property insurance policy. A standard business…

What is ​Professional Liability?

Professionals, such as doctors, lawyers and accountants, along with a growing number of other occupations, need special insurance protection. Besides the grand old professions, pharmacists, architects, engineers, opticians,…

Are your valuables covered under your homeowner’s policy?

​Do you have a lot of jewelry and collectibles that were handed down through the generations?Are they covered under your homeowner’s policy?The short answer to your question is yes ... with limitations. However,…