The holiday season is a time of joy, family gatherings, and, of course, a lot of shopping. The convenience of online shopping has revolutionized the way we buy gifts and prepare for the festive season. However, with this convenience comes a significant risk: online shopping scams. As someone who has been in the insurance business...
As we approach the end of the year, it’s not just the holidays that should be on your mind — it’s also the crucial period known as open enrollment for both Medicare and the Affordable Care Act (ACA). This is your annual opportunity to reassess your health insurance needs and make changes that could...
In the world of insurance, liability limits are the backbone of your policy, offering a level of financial protection that stands between you and potential claims that could threaten your assets. As an insurance professional with decades of experience, I’ve dedicated my career to helping clients navigate these waters with confidence and understanding. What Are...
Every car has a story, and unfortunately, some of those stories involve accidents. While repairs can erase the physical scars, they can’t always restore a car’s value. This loss is known as Diminished Value, and it’s the silent stalker of the automotive world that hits car owners where it hurts most: their wallets. The Essence...
Written by Dan Burghardt, Owner of Dan Burghardt Insurance Hello everyone! This is Dan Burghardt, and today, I want to talk to you about a topic that can profoundly impact your financial stability during the tough times—understanding the “Special Limits of Liability” in your Homeowners, Condo, or Renters insurance policies. We all know the iconic...
Dan Burghardt explains why today, we’re diving in the nitty-gritty of a Louisiana auto insurance law that impacts all of us on the road: The “No Pay, No Play” statute. You know, it’s not just about paying your premiums; it’s about understanding how the system works to protect you and others. So, let’s get to...
When it comes to auto insurance premiums, it’s important to understand the many factors at play, one of which is the make and model of your vehicle. As the president of Dan Burghardt Insurance Agency, I often advise clients that understanding how your car impacts your auto insurance rate is key to managing your insurance...
Hi there, it’s Dan Burghardt from Dan Burghardt Insurance. As the president of Dan Burghardt Insurance Agency, an insurance provider, it’s my job to make sure you’re well-informed about your liability coverage, particularly when you’re traveling outside your home state. It’s an exciting time to hit the open road, explore new places and create cherished...