Every car has a story, and unfortunately, some of those stories involve accidents. While repairs can erase the physical scars, they can’t always restore a car’s value. This loss is known as Diminished Value, and it’s the silent stalker of the automotive world that hits car owners where it hurts most: their wallets. The Essence...
Understanding Louisiana’s “No Pay, No Play” Law with Dan Burghardt
Dan Burghardt explains why today, we’re diving in the nitty-gritty of a Louisiana auto insurance law that impacts all of us on the road: The “No Pay, No Play” statute. You know, it’s not just about paying your premiums; it’s about understanding how the system works to protect you and others. So, let’s get to...
Understanding How Your Car Impacts Your Auto Insurance Rate
When it comes to auto insurance premiums, it’s important to understand the many factors at play, one of which is the make and model of your vehicle. As the president of Dan Burghardt Insurance Agency, I often advise clients that understanding how your car impacts your auto insurance rate is key to managing your insurance...
Liability Insurance
Hi there, it’s Dan Burghardt from Dan Burghardt Insurance. As the president of Dan Burghardt Insurance Agency, an insurance provider, it’s my job to make sure you’re well-informed about your liability coverage, particularly when you’re traveling outside your home state. It’s an exciting time to hit the open road, explore new places and create cherished...
Why Inexpensive Car Insurance May Be the Best Bet for a Young LA Driver
When you are getting your first car as a young driver, you will obviously be required to also carry some form of auto insurance. However, many new drivers are under the impression that they need to purchase full coverage insurance for their vehicles. Not only is this not the case, unless you have taken out...