REQUEST A QUOTE In today’s fast-paced world of driving, safety isn’t just a feature—it’s a priority. As the owner of Dan Burghardt Insurance in New Orleans, I’ve seen firsthand how safety features in vehicles can significantly influence insurance rates. One of the most crucial aspects insurers consider when calculating premiums is the safety level of...
Understanding Liability-Only Auto Insurance: What You Need to Know
REQUEST A QUOTE Welcome to Dan Burghardt Insurance, where we’re committed to helping you navigate the complexities of auto insurance with clarity and confidence. Today, we’re diving into the world of liability-only auto insurance – what it covers, how it impacts your coverage, and how mileage plays a crucial role in determining your insurance premiums....
Insurance Tips for First-Time Homebuyers in New Orleans
REQUEST A QUOTE Insurance Tips for First-Time Homebuyers in New Orleans Purchasing a home is one of the most significant investments you will make, especially in a unique and vibrant city like New Orleans. As a first-time homebuyer, navigating the world of insurance can seem daunting, but understanding the essentials is crucial for protecting your...
Hurricane Preparedness and Insurance: Ensuring Adequate Coverage for Hurricanes, Wind Damage, and Storm Surge
REQUEST A QUOTE As we approach another hurricane season in Louisiana, the importance of being prepared cannot be overstated. Every year, residents of New Orleans and the surrounding areas face the potential threat of hurricanes, which bring with them destructive wind damage and devastating storm surges. Ensuring you have adequate insurance coverage is a crucial...
Understanding Wind Mitigation Inspections and Their Impact on Home Insurance
REQUEST A QUOTE When it comes to protecting your home from the potentially devastating effects of hurricane-strength winds, a wind mitigation inspection can be a game-changer. This inspection assesses how well your home can withstand extreme winds and can lead to substantial savings on your home insurance premiums. Here’s a detailed look at what a...
The High Cost of Homeowners Insurance in Louisiana: Understanding the Factors
REQUEST A QUOTE As the owner of Dan Burghardt Insurance, I’ve spent decades helping Louisiana residents navigate the complex world of insurance. One topic that consistently arises is the high cost of homeowners insurance in our state. Louisiana’s homeowners insurance premiums are among the highest in the nation, and it’s crucial to understand why this...
Worker’s Compensation Trends in the Era of Remote Work and the Gig Economy
REQUEST A QUOTE In Louisiana, as in much of the world, the landscape of work has transformed dramatically over the past few years. The surge in remote work and the expanding gig economy have brought significant shifts not just in where and how we work, but also in the dynamics of worker’s compensation insurance. As...
Understanding Policy Cancellations and Non-Renewals in Homeowners Insurance
REQUEST A QUOTE As the owner of Dan Burghardt Insurance in Louisiana, I’ve guided countless homeowners through the complexities of insurance policies. One of the areas often fraught with confusion is the cancellation or non-renewal of homeowners insurance policies. It’s important for homeowners to understand why an insurance company might choose to cancel a policy...
Navigating Business Interruption Insurance: A Vital Resource for Louisiana Businesses
REQUEST A QUOTE In the unpredictable world of business, the ability to swiftly adapt to disruptions—be they natural disasters, pandemics, or other unforeseen events—is not just an advantage; it’s a necessity. This is especially true in Louisiana, where the unique challenges of our environment make it crucial for businesses to be prepared for anything. As...
How We’re Leaping Over Insurance Fraud—and Helping You Avoid High Rates
REQUEST A QUOTE Hello, Dan Burghardt here from Dan Burghardt Insurance Agency. In the insurance world, fighting fraud isn’t just a part-time effort; it’s an all-out war. Why? Because insurance fraud isn’t just a minor blip in the radar—it’s a massive storm that threatens to soak everyone with higher rates and eroded trust. But don’t...









