Tackling Louisiana’s High Auto Insurance Rates

Tackling Louisiana’s High Auto Insurance Rates

REQUEST A QUOTE Hello, Dan Burghardt here, and today I’m delving into a topic close to the hearts of many Louisiana drivers—our state’s notably high auto insurance rates. Understanding why these rates are high and what is being done to manage them is crucial for every driver in our community. Louisiana consistently ranks among the states with...

Ensuring Comprehensive Hurricane Preparedness and Insurance Coverage in New Orleans

Ensuring Comprehensive Hurricane Preparedness and Insurance Coverage in New Orleans

REQUEST A QUOTE As the owner of Dan Burghardt Insurance in Louisiana, I’ve seen firsthand the devastating impact hurricanes can have on our community. Living in one of the most hurricane-prone regions in the United States, we in New Orleans understand the critical importance of being prepared. It’s not just about battening down the hatches...

Addressing Insurance Fraud in New Orleans

Addressing Insurance Fraud in New Orleans

Back to Homepage Insurance fraud is a pervasive issue that significantly impacts not just the insurance industry but society as a whole. As the owner of Dan Burghardt Insurance in Louisiana, I’ve witnessed firsthand the various forms this crime can take, from staged accidents and exaggerated claims to outright false statements. The consequences are far-reaching,...

Tackling the Challenges of Mental Health Coverage in Insurance

Tackling the Challenges of Mental Health Coverage in Insurance

REQUEST A QUOTE  The landscape of health insurance is constantly evolving, adapting to new medical discoveries, changes in public policy, and shifts in societal attitudes. Among these shifts, the approach to mental health coverage stands out as an area undergoing significant transformation. As the owner of Dan Burghardt Insurance in Louisiana, I’ve witnessed firsthand the...

Navigating Home Sale Disclosures and Insurance: A Critical Look at Legal and Practical Implications

Navigating Home Sale Disclosures and Insurance: A Critical Look at Legal and Practical Implications

REQUEST A QUOTE In the complex arena of real estate transactions, the onus of disclosing property conditions before a sale has long been a topic of much debate and legal scrutiny. The recent ruling from an Alabama court brings to the forefront the nuanced intricacies that sellers face, particularly in the context of insurance coverage...

Adapting to New Horizons: Louisiana’s Insurance Landscape in the Face of Emerging Risks

Adapting to New Horizons: Louisiana’s Insurance Landscape in the Face of Emerging Risks

Back to Homepage In an ever-evolving world, the nature of risk continually transforms, presenting new challenges and opportunities for the insurance industry. Today, we stand at a unique juncture in Louisiana, where the confluence of technology, society, and environment reshapes the way we think about insurance. As we navigate through this era of change, it...

Navigating Through Life’s Uncertainties with Loss of Use Coverage

Navigating Through Life’s Uncertainties with Loss of Use Coverage

 REQUEST A QUOTE In the heart of Louisiana, where the vibrant culture and spirited community stand resilient against the backdrop of natural adversities, the importance of a robust insurance policy becomes more apparent than ever. Among the myriad of coverage options available, Loss of Use, or Additional Living Expenses (ALE) coverage, stands out as a...

Securing the Road Ahead: The Imperative of Uninsured Motorist Coverage

REQUEST A QUOTE In today’s fast-paced world, the roads we travel are as unpredictable as the weather. With an ever-increasing number of vehicles navigating the streets, the likelihood of encountering an uninsured or underinsured driver has unfortunately risen. The reality is stark – recent studies indicate that between 15 to 20 percent of drivers do...

Deciphering Homeowners Insurance: The Critical Choice Between Actual Cash Value and Replacement Cost

Deciphering Homeowners Insurance: The Critical Choice Between Actual Cash Value and Replacement Cost

REQUEST A QUOTE Navigating the often complex landscape of homeowner insurance requires a clear understanding of the different types of coverage available to policyholders. Among the most critical distinctions is that between Actual Cash Value (ACV) and Replacement Cost (RC) coverage. This blog aims to elucidate these concepts, empowering homeowners to make informed decisions that...

Skyrocketing Homeowner Insurance Rates in Louisiana: Understanding the Surge and Navigating the Tide

Skyrocketing Homeowner Insurance Rates in Louisiana: Understanding the Surge and Navigating the Tide

REQUEST A QUOTE Hello, I’m Dan Burghardt, the President and CEO of Dan Burghardt Insurance. In this blog, I will discuss a concern that is currently at the forefront for many homeowners in Louisiana – the significant increase in homeowner insurance rates. This trend has understandably caused distress and confusion, and I aim to shed...